We gather dey!
Finally, credit financing that understands your hustle
Get continuous access to funds at low interest rates and the financial intelligence to grow
Welcome to Àláfíà (Peace)
Why Alafia Again? Because You Deserve Peace
Getting credit shouldn't be a pain. Traditional systems with rigid rules leave hardworking people without support. We fixed that.
We See Your Story, Not a Score.
Many traditional systems only focus on a formal credit history or score. We focus on your real financial life, using your transaction history to determine your true potential.
Flexible Credit That Fits Your Pattern.
No more one-size-fits-all. Alafia offers a revolving line of credit. Draw what you need, when you need it, draw again, and choose repayment terms that work for you.
We Support, Not Just Provide Credit.
We journey together. Alafia AI provides personalized insights into your spending, giving you the intelligence to make smarter financial decisions and bold moves, helping you build a stronger future.
We Believe in Social Systems.
Our Networks feature lets you team up with trusted friends to achieve major goals together. It’s social financing built on trust and collective strength.
Get Started in Minutes
Create Your Profile
Sign up and complete our quick, secure KYC verification so we know it is you. Your journey to becoming an Alafia Maven starts here.
Link Your Bank Account(s)
Securely connect your bank accounts. Our encrypted system analyzes your transaction history to determine your fair Accessible Credit amount. Your data is always safe.
Access Funds Instantly
See your accessible credit immediately. Transfer funds to your linked bank account and choose a repayment plan that works for you.
Your Financial Well-being, Reimagined
Accessible Revolving Credit
A credit line that grows with you. Get a revolving credit amount updated monthly based on your financial activity and repayment behaviour.
Alafia AI - Financial Intelligence
Your personal financial analyst. Get smart insights on your spending habits, manage your cash flow, and receive personalized advice.
Networks - Social Financing
Achieve more, together. Leverage collective credit with trusted friends to fund big goals, boosting each member’s own credit limit.
Build Your Formal Credit History
Build the bridge to your future. On-time repayments help you build a positive credit history that opens doors to greater financial opportunities.
Partner With Alafia to Drive Financial Inclusion
Are you a credit provider looking to reach a wider, creditworthy audience in emerging markets? Let's build a more inclusive financial future together.
Your Future is Here. Let’s Journey Together
Join our waitlist today for early access and special launch-day perks.